Interesting, I contemplated suggesting the 2x96 bright kit to them. I just saw your posts in the similar thread in the low tech forum, I'd also be worried that CO2 might be a necessity then, and I don't think I can talk this person into CO2 without scaring them half to death.
For now, I'm deciding whether to tell them to grab some marsilea now or stay away until they get more light. I'm starting to think with 40w over 21", there probably isn't much if any usable light energy reaching the floor for a low plant like that, regardless of how undemanding it supposedly is.
It's not easy being a high techy trying to consult a low tech wannabe with a 125, I'm starting to feel your statement in the other thread... "Out of my experience, So I'll have to defer."