By looking at the glass while wearing polorized sunglasses you can tell if it is tempered as you will see a fuzzy blackish diamond pattern in the glass. You might recognize this from looking out your cars rear window while wearing polorized sunglasses. While not a sure fire method, if you do see the pattern, it is tempered.
Glass up to 1/4 inch is quite easy to cut, just remember to dip the cutter in oil, don't score too deep and snap immediately. If you have a practice piece, even better! Over 1/4 inch, I'd have cut for you unless your willing to risk it.