100% go with a sump. I drilled my 120 gallon and it is easy as pie no issues at all. Once you go sump, you'll never go back to traditional in tank stuff. Everything can go in the sump - heaters, filters, reactors, CO2, etc. If you are really squeamish about drilling, you could always go with an over the back overflow, but they are not as reliable nor do they look as good. Also another benefit of a sump is the surface skimming effects of the overflow. My in-tank circulation is done with 4 return loc-line diffusers.