Hey MaineAquatics, I think this is fairly common and accepted as "normal" though it's annoying. Some thought that it could be what's called "Eisen Bacteria" if that's a match for what you're describing.
I think I've had it on all my tanks at some point and it just comes and goes. It was worst on a tank that was set up below a cold air return vent, and despite the aquarium having a canopy, I wondered if I was getting "particles" from the air circulation dropping down into it and making it worse. Here's one thread about it:
http://www.plantedtank.net/forums/algae/78685-iron-bacteria-eisen-bacteria-2.html
Although those people were already having established tanks, unlike yours which is new without fish/feeding. Take a look and see if that's what you think you're dealing with or not, particularly the link in the first post to see if that's a match.
As for my own tanks - I've found no harmful effect on the fish - even the fish that take flakes from the top don't seem to be affected by it. And when I do a water change, I make sure to use a paper towel to wipe the glass every so often as the water level decreases, and that seems to help for a time. ANd like I said - it just seems to come and go on mine and so I've stopped paying attention to it.