If you aren't using CO2 yet, and using it so you have the optimum amount in the water, you probably won't get pearling even with good lighting. When you double the amount of light I can see the most aggressive plants then starting to pearl, but the other plants would likely suffer. That's just a guess though - I haven't tried that.
Watts per gallon is a meaningless measurement. Imagine a tank one inch high, with a T5HO light sitting right at the top of the tank. If the tank is long and wide enough it might contain 100 gallons of water, so a 4 foot, 54 watt T5HO bulb would give you .5 watts per gallon. Would you have too little light for plants, right under the bulb?