Planted Tank Guru
Join Date: Mar 2006
Location: Indianapolis, IN
Yeeeup, a friend of mine who has been doing this for awhile gave me some advice. When I proposed the idea, the first thing he said was "Get good insurance!".
He knew someone who had a tank leak onto a server, and the guy got sued for $50,000. It doesn't matter if they "agreed" to be responsible for the tank or not. America has had several million stupider lawsuits. Coffee is hot, fast food makes you fat, and tanks can leak - common sense doesn't really run rampant in this country.
He's also installed a BRAND new tank and had it bust in less than two weeks. Luckily for this one, they only asked him to pay for professional carpet cleaning.
Anything can happen, and as a sole proprietorship I would be personally liable for any money should I happen to lose a lawsuit. This means my HOUSE, my CAR, and my PERSONAL BANK ACCOUNT could be taken away if the worse happened.
So yeah, I'd say I DO need insurance.
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