Paypal friendly aquarium sites? - The Planted Tank Forum
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post #1 of 17 (permalink) Old 03-07-2005, 09:36 PM Thread Starter
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Paypal friendly aquarium sites?

I like using Paypal for certain aquarium purchases because I keep a little pocket of reserve money in it for aquarium purchases...

So, I'm wondering which sites have you found accept Paypal. The sites with more variety of merchandise (not just plants), the better.

So far I've found:

Aquariumpros.com
Superfishstore.com
Marinedepot.com

Others?
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post #2 of 17 (permalink) Old 03-07-2005, 10:10 PM
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You should be aware that if you use cash reserves in your PayPal account, you are giving up the ultimate protection a credit card purchase offers. It's better to keep your PayPal balance at zero, then you have the option of using a credit card to fund the purchase.
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post #3 of 17 (permalink) Old 03-07-2005, 11:48 PM
 
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I like PayPal but I hate credit cards, they are evil... Besides I have never heard of any PayPal security breaches, have you ?
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post #4 of 17 (permalink) Old 03-07-2005, 11:57 PM
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Actually when eBay bought PayPal, eBay (who has had security issues) they gained access to every members finacial information, bank accounts etc. Both companies have been accused of selling that info, and of course there's the way that PayPal operates which has resulted in numerous suits and state actions.

I wouldn't worry Buck
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post #5 of 17 (permalink) Old 03-07-2005, 11:58 PM Thread Starter
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glass-gardens,

I totally understand what you are saying about credit card security vs. paypal. For all of my "big" purchases, I have used my credit card and bought from places like Big Al's and Dr. Foster Smith. But for $50 worth of odds & ends (food, pad replacements, etc.) I guess I just like the idea of paying for it out of a little reserve of money I've earned from plant & hardware sales. That way, I put limits on myself and only buy things when I've accumulated enough money in my paypal. I could always still buy the stuff with a credit card and move the paypal funds to my bank account to later pay for the credit card bill... but maybe it's just psychological It's one less expense popping up on my credit card making me feel guilty
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post #6 of 17 (permalink) Old 03-07-2005, 11:59 PM
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I've had a Paypal account for over a year and even had a small "business" that used it and I have never had any problems. The only annoying thing is that you need to have the "Premium" account in order to accept payments via credit card. The difference between "Premium" and "regular/free" accounts are that you pay a hefty % to Paypal of every payment that comes in. This can get expensive if you have the Premium, but you pay nothing with the "regular". Just my $0.02 shpeel. I don't really use Paypal much anymore, partially for that reason.

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post #7 of 17 (permalink) Old 03-08-2005, 12:00 AM
 
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I dont think I ever had more then 50 bucks in there anyways... LOL

Just some Chump change for plants and ferts...
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post #8 of 17 (permalink) Old 03-08-2005, 12:01 AM
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I just purchased a light from Hellolights.com with paypal, and CSM+B from Gregwatson.com.
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post #9 of 17 (permalink) Old 03-08-2005, 12:05 AM
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My SO sells a lot on eBay so we have a fairly active PP account.
I have a Paypal Debit (it is directly tied to funds avail) card that uses the mastercard network, such that any site that accepts MC, it will work at, and I get their little 1.5% cash back...which is really just a reduction in fees to me.

Here is their blurb on it:
"For which debit card purchases will I receive this 1.5% cashback bonus?"
You will receive 1.5% cashback anytime you use your PayPal MasterCard for a credit card purchase (i.e. when you sign a receipt rather than entering your PIN).

I don't remember if I had to do something special to get it, but I've had it for ages (in internet time) now, just about since ebay first started accepting PP.


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post #10 of 17 (permalink) Old 03-08-2005, 12:11 AM
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I don't have any credit cards,I paid them off, I do have a logo debit card which works anywhere a CC will.
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post #11 of 17 (permalink) Old 03-08-2005, 12:13 AM
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Quote:
Originally Posted by Buck
I dont think I ever had more then 50 bucks in there anyways... LOL
They made a bit of change off me, I moved over $50K through my business account last year, but I'm getting a merchant account through my bank, I'm done with PayPal, it's becoming a liability.
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post #12 of 17 (permalink) Old 03-08-2005, 12:45 AM
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Quote:
Originally Posted by glass-gardens.com
They made a bit of change off me, I moved over $50K through my business account last year, but I'm getting a merchant account through my bank, I'm done with PayPal, it's becoming a liability.
$50k through PP!!! Merchant account all the way - just be mindful of the actual fees that some charge...especially if you accept Amex - they historically incurred higher fees

And while we are on the topic...some consumer tips for those who may not know...

Visa's and MasterCard's regulations prohibit minimum charge amounts. American Express's regulations do not explicitly prohibit minimum charges, but its policy is to discourage any merchant practices that create a "barrier to acceptance."
Amex does prohibit "discrimination" against the Amex card, however, so if a merchant has no minimum charge for Visa and MasterCard, the merchant may not discriminate against Amex by imposing a minimum charge.

Also:
The following states prohibit merchants from adding surcharges to credit card transactions
* California
* Colorado
* Connecticut
* Florida
* Kansas
* Maine
* Massachusetts
* New York
* Oklahoma
* Texas


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post #13 of 17 (permalink) Old 03-08-2005, 01:31 AM
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At the time I set up my PayPal account, I was rather naive, but the merchant accounts didn't seem all that great at the time either. But then the majority of what came in also went back out through the debit card with the 1.5% so that helped a bit.

My bank didn't want to open a merchant account until I had a brick and mortar operation, that took longer than I though, but that issues settled.

Another PayPal heads up for buyers. Sellers who use PayPal to accept payments can not add a surcharge for PayPal payments, it's amazing how many try.
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post #14 of 17 (permalink) Old 03-08-2005, 01:58 AM
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Just a note here. If you are a CostCo member and need a business account then check out CostCo. Here is the direct link to the info http://www.costco.com/Service/Featur...uctNo=10166089

For mail order it's 1.99% + 27 per transaction. And if you are an Executive member there are a bunch of fees that are waived.
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post #15 of 17 (permalink) Old 03-08-2005, 09:23 AM
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Paypal is just as safe as any type of online transaction. I thought Troy was talking about the buyer protection CCs have and paypal also now has buyer protection.

Quote:
Visa's and MasterCard's regulations prohibit minimum charge amounts. American Express's regulations do not explicitly prohibit minimum charges, but its policy is to discourage any merchant practices that create a "barrier to acceptance."
That may be true, but that does not have anything to do with a online store having a minimum purchase requirement for whatever way you pay for it.

Robert Paul Hudson

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