The Planted Tank Forum - View Single Post - Need help with making an insurance claim...
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Old 01-21-2004, 08:03 PM   #7
jart
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ok 2 comments here:

when a friend of mine backed into my car a few years ago i had to get estimates from 2 body shops. the insurance company wanted to make sure that i wasn't just picking the most expensive company, i guess. i really didn't pursue it farther than this as it was my friend's insurance company that was paying, and i figured 2 estimates was reasonable, especially since i told the guys at both shops i was shopping around for the best price. so i guess the rules definitely vary from region to region, no doubt from company to company.

if i were you i'd do the math before having your insurance pay. you'll save $2500 by going through your insurance. so, ask your insurance co how much more your insurance rates will be if you make the claim? i really have no idea, but if your rates are going to skyrocket, perhaps you may be better off after a few years by paying all that dough at once. but again, i'm not sure, you'll have to check; maybe they'll jack your rate up anyway just because you've had an at-fault accident???
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