When I first wrote this, I was dosing Iron daily. So, I was doing all my dosing at night, then Iron and Excel in the mornings. It put time between Phosphate and Iron, reducing interaction. Then, realizing my Iron was getting a little high, I started skipping iron dosing the morning after CSM (which contains iron).
You are spot-on, but with 12 hours between iron and other nutrients, I think I'm okay.