Man - really sounds like you are making this a lot more complicated than it needs to be.
All you need to do is fill up the tank, stick in a bunch of fast growing stems, and then add 2-3 hardy cheap fish - hopefully of a species you wish to "school up" in your future tank. A couple of danios, serpae tetras, platies, and your tank is cycled before you know it.
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55gal - Coralife 4x65w cf, xp3, flourite, Hydor ETH300w, pressurized CO2 w/ rex(TM) reactor!
30gal - 55W AH, ecco 2232, flourite/gravel, DIY CO2 w/ Hagen ladder
3gal - endlers/cherry shrimp
4W cf, Red Sea deco nano, flourite
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