The Fluval Flora actually comes with a little CO2 unit, so you could even grow some higher need plants as well. However the light that it comes with won't really be able to grow difficult plants.
As far as I've heard, the Fluval Flora or the Ebi is a good package, but people often find themselves upgrading or changing what comes with the package. For instance, I have seen negative reviews about the filter, some people either buy a second Fluval light fixture to double the light, and the foam background might pop off if you don't squeeze more silicone behind it to secure it.
I decided instead of getting the Fluval Flora (or Ebi) to get a plain rimless 12" cube so that I could buy all the materials I need myself. It might be a little more expensive than the initial cost of the Fluval Flora, but in the long run, if you were to upgrade parts of the Flora, the price comes out about the same.
To save even more money, you could head over to the DIY board and see what people are building themselves instead of buying.
I am making my own LED fixture, and it is wayyy cheaper than buying.