Update for the afternoon:
Got the tanks moved into position. Ran out of steam for now (got a math exam tomorrow night)
I am going to go with the magnetic panel option as far as covering the sump
Thinking Fluorite for the substrate? Need input here, wanting to keep the substrate size small (particle size) And want something that will be good for plants
The reef idea is still out there, just don't know anything about saltwater, but the guy at the lfs swears it isnt hard (just need a skimmer and a sump pump for salt as far as equipment goes) Anyone have advice here? How hard are reefs to set up and maintain?
Would be cool to pull the black plastic trim off the top, but i want to keep it covered and i'm not sure if the tank is designed to handle being rimless.
And the closing note, thanks for the input so far everyone.