I had one in my shoe. I felt something fuzzy and soft against my bare toes. Threw the shoe off and out crawled a spider like the one in your pic. I proceeded to be completely creeped out. Once I got my composure back, I chased it back outside. The whole time it wasn't phased. It sat on my stoop and I got a pic. Later it was ID as a wolf spider. Harmless. It could have bit my toes but it didn't.